Terms of Service and Privacy Policy

These Terms of Service (TOS) govern your use of this website, which is provided by LightMind Healing LLC (LightMind Healing). By accessing this site you indicate your acknowledgment and acceptance of these TOS are subject to change by LightMind Healing at any time in its discretion. Your use of this site after such changes are implemented constitutes your acknowledgement and acceptance of the changes. Please consult these TOS regularly.

Access To This Site
YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.

To access this Site or some of the resources it has to offer, you may be asked to provide certain registration details or other information. It is a condition of your use of this Site that all the information you provide on this Site will be correct, current, and complete. If LightMind Healing believes the information you provide is not correct, current, or complete, we have the right to refuse you access to this Site or any of its resources, and to terminate or suspend your access at any time, without notice.

Restrictions On Use
You may use this Site for purposes expressly permitted by this Site. You may not use this Site for any other purpose, including any commercial purpose, without LightMind Healing’s express prior written consent. For example, you may not (and may not authorize any other party to) (i) co-brand this Site, or (ii) frame this Site, without the express prior written permission of an authorized representative of LightMind Healing. For purposes of these Terms of Use, “co-branding” means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this Site or content accessible within this Site. You agree to cooperate with LightMind Healing in causing any unauthorized co-branding or framing immediately to cease.

Proprietary Information
The material and content (hereinafter referred to as the “Content”) accessible from this Site, and any other World Wide Web Site owned, operated, licensed, or controlled by LightMind Healing is the proprietary information of LightMind Healing or the party that provided the Content to LightMind Healing, and LightMind Healing or the party that provided the Content to LightMind Healing retains all right, title, and interest in the Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of LightMind Healing, or unless authorized in writing elsewhere on our Site, except that you may print out a copy of the Content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Modification or use of the Content except as expressly provided in these Terms of Use violates LightMind Healing’s intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this Site.

Hyperlinks
This Site may be hyperlinked to other sites which are not maintained by, or related to, LightMind Healing. Hyperlinks to such sites are provided as a service to users and are not sponsored by or affiliated with this Site or LightMind Healing. LightMind Healing has not reviewed any or all of such sites and is not responsible for the content of those sites. Hyperlinks are to be accessed at the user’s own risk, and LightMind Healing makes no representations or warranties about the content, completeness or accuracy of these hyperlinks or the sites hyperlinked to this Site. Further, the inclusion of any hyperlink to a third-party site does not necessarily imply endorsement by LightMind Healing of that site.

Submissions
You hereby grant to LightMind Healing the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to LightMind Healing through this Site (together, hereinafter known as the “Submission”), and to incorporate any Submission in other works in any form, media, or technology now known or later developed. LightMind Healing will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future LightMind Healing operations.

LightMind Healing will treat any personal information that you submit through this Site in accordance with its Privacy Policy as set forth on this Site.

Disclaimer
Although LightMind Healing would never knowingly release malicious downloadable content, you understand that LightMind Healing cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this Site for the reconstruction of any lost data. LightMind Healing does not assume any responsibility or risk for your use of the Internet.

The Content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by LightMind Healing. Investors, borrowers, and other persons should use the Content in the same manner as any other educational medium and should not rely on the Content to the exclusion of their own professional judgment. Information obtained by using this Site is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals.

YOUR USE OF THIS SITE IS AT YOUR OWN RISK. The Content is provided “as is” and without warranties of any kind, either expressed or implied. LightMind Healing disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, TITLE, OR NON-INFRINGEMENT. LightMind Healing does not warrant that the functions OR CONTENT contained in this Site will be uninterrupted or error-free, that defects will be corrected, or that this Site or the server that makes it available are free of viruses or other harmful components. LightMind Healing does not warrant or make any representation regarding use, or the result of use, of the content in terms of accuracy, reliability, or otherwise. The content may include technical inaccuracies or typographical errors, and LightMind Healing may make changes or improvements at any time. You, and not LightMind Healing, assume the entire cost of all necessary servicing, repair or correction IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT. LIGHTMIND HEALING MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.

All of the information in this Site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this Site, and LightMind Healing does not undertake any obligation to update such information after it is posted or to remove such information from this Site if it is not, or is no longer, accurate or complete.

Limitation On Liability
LIGHTMIND HEALING LLC, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF LIGHTMIND HEALING HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF LIGHTMIND HEALING AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO LIGHTMIND HEALING LLC FOR THE APPLICABLE CONTENT, PRODUCT OR SERVICE OUT OF WHICH LIABILITY AROSE.

Indemnity
You will indemnify and hold LightMind Healing, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (hereinafter known as the “Indemnified Parties”) harmless from any breach of these Terms of Use by you, including any use of Content other than as expressly authorized in these Terms of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorney’s fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this Site.

Trademarks
Trademarks, service marks, and logos appearing in this Site are the property of LightMind Healing or the party that provided the trademarks, service marks, and logos to LightMind Healing. LightMind Healing and any party that provided trademarks, service marks, and logos to LightMind Healing retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this Site.

Information You Provide
You may not post, send, submit, publish, or transmit in connection with this Site any material that:

  • you do not have the right to post, including proprietary material of any third party;
  • advocates illegal activity or discusses an intent to commit an illegal act;
  • is vulgar, obscene, pornographic, or indecent;
  • does not pertain directly to this Site;
  • threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive;
  • seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
  • infringes any intellectual property or other right of any entity or person, including violating anyone’s copyrights or trademarks or their rights of publicity;
  • violates any law or may be considered to violate any law;
  • impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
  • advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this Site;
  • solicits funds, advertisers or sponsors;
  • includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications;
  • disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via this site;
  • includes MP3 format files;
  • amounts to a ‘pyramid’ or similar scheme;
  • disobeys any policy or regulations established from time to time regarding use of this Site or any networks connected to this Site; or
  • contains hyperlinks to other sites that contain content that falls within the descriptions set forth above.

Although under no obligation to do so, LightMind Healing reserves the right to monitor use of this Site to determine compliance with these Terms of Use, as well the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your submissions. You acknowledge and agree that neither LightMind Healing nor any third party that provides Content to LightMind Healing will assume or have any liability for any action or inaction by LightMind Healing or such third party with respect to any submission.

Security
Any passwords used for this Site are for individual use only. You will be responsible for the security of your password (if any). LightMind Healing will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that LightMind Healing considers insecure, LightMind Healing will be entitled to require the password to be changed and/or terminate your account.

You are prohibited from using any services or facilities provided in connection with this Site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, LightMind Healing reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. LightMind Healing reserves the right to investigate suspected violations of these Terms of Use.

LightMind Healing reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing LightMind Healing to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate these Terms of Use.

BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS LIGHTMIND HEALING LLC FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY LIGHTMIND HEALING DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER [LIGHTMIND HEALING] OR LAW ENFORCEMENT AUTHORITIES.

Miscellaneous
These Terms of Use will be governed and interpreted pursuant to the laws of Colorado, United States of America, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in Colorado in connection with any dispute between you and LightMind Healing arising out of these Terms of Use or pertaining to the subject matter hereof. The parties to these Terms of Use each agree that the exclusive venue for any dispute between the parties arising out of these Terms of Use or pertaining to the subject matter of these Terms of Use will be in the state and federal courts in Denver, Colorado.

Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. (“JAMS”) by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in Denver, Colorado, in the English language and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys’ fees. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; LightMind Healing LLC may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.

If any part of these Terms of Use is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These Terms of Service constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this Site will govern the items to which they pertain. LightMind Healing may revise these Terms of Service at any time by updating this posting.

Privacy Policy

LightMind Healing LLC (LightMind Healing) operates www.andieholman.com and may operate other websites. It is LightMind Healing’s policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, LightMind Healing LLC collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. LightMind Healing’s purpose in collecting non-personally identifying information is to better understand how LightMind Healing’s visitors use its website. From time to time, LightMind Healing may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

LightMind Healing also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on www.andieholman.com blogs/sites. LightMind Healing only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to LightMind Healing’s websites choose to interact with LightMind Healing LLC in ways that require LightMind Healing to gather personally-identifying information. The amount and type of information that LightMind gathers depends on the nature of the interaction. For example, we ask visitors who sign up at andieholman.com to provide a username and email address. Those who engage in transactions with LightMind Healing are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, LightMind Healing collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with LightMind Healing. LightMind Healing does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

LightMind Healing may collect statistics about the behavior of visitors to its websites. LightMind Healing may display this information publicly or provide it to others. However, LightMind Healing does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

LightMind Healing discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on LightMind Healing’s behalf or to provide services available at LightMind Healing’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using LightMind Healing’s websites, you consent to the transfer of such information to them. LightMind Healing will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, LightMind Healing discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when LightMind Healing believes in good faith that disclosure is reasonably necessary to protect the property or rights of LightMind Healing, third parties or the public at large. If you are a registered user of a LightMind Healing website and have supplied your email address, LightMind Healing may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with LightMind Healing and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. LightMind Healing takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. LightMind Healing uses cookies to help LightMind Healing identify and track visitors, their usage of the LightMind Healing website, and their website access preferences. LightMind Healing visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using LightMind Healing’s websites, with the drawback that certain features of LightMind Healing’s websites may not function properly without the aid of cookies.

Business Transfers

If LightMind Healing LLC, or substantially all of its assets, were acquired, or in the unlikely event that LightMind Healing goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of LightMind Healing may continue to use your personal information as set forth in this policy.

Ads

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by LightMind Healing LLC and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, LightMind Healing LLC may change its Privacy Policy from time to time, and in LightMind Healing’s sole discretion. LightMind Healing LLC encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a www.andieholman.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.